What to Expect while Buying
When you’re looking to buy, the process can often be stressful. Lighthouse Realty is dedicated to making the buying process as easy and affordable as possible. We focus on building relationships that last and providing our customers hassle-free service. Our agents provide fair, friendly service—from your initial consultation all the way until you have the keys in-hand.
Customers are free to sit back and let us take care of the process. You can trust that we operate with your best interests in mind and work to get you the best deal possible for your money. Our agents have many years of experience in the St. Augustine area. We have built relationships with local builders, lenders and contractors to provide the best service possible to all of our clients.
The Do’s & Dont’s of Buying
Look around at a few different options and weigh out benefits/drawbacks before making your decision.
Consider Resale Value
You’ll likely not stay in one home forever, so be thinking about the resale value of the home for the future.
Factor in on-going costs
Make sure to consider the recurring costs you would have, including property tax, average utility costs and HOA fees.
Get pre-approved for a loan
Preapproval is a guarantee by a lender or mortgage broker to grant you a home loan. Schedule an appointment with a mortgage specialist before you buy.
You’re in good hands when you choose Lighthouse Realty. Let our experts guide you through the process while we hammer out the details.
Skip the Home Inspection
A professional inspector can uncover issues within your home that the untrained eye can’t detect. This will save you time, money and hassle in the long run.
Make Large Purchases
Large purchases like a car or expensive furniture during the process can affect your credit and make lenders less likely to approve you.
Lenders mainly look at three different aspects of income – the amount, the history and the stability. Most loans require a 2-year work history.